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InsuResilience Solutions Fund announces 4th Call for Proposals

InsuResilience Solutions Fund announces 4th Call for Proposals

Deadline: 29-Jan-21

InsuResilience Solutions Fund is very pleased to announce its 4th Call for Proposals for project concepts targeting the sectors most vulnerable to effects of the pandemic, such as critical infrastructure, emergency relief and financial support of (M)SMEs.

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In light of the ongoing COVID-19 pandemic, a holistic approach on disaster relief and preparedness seems more vital than ever in order to compensate in direct effects on economic development and growth of ODA countries.

Funding Information

The ISF provides grant-based co-funding of up to 2.5m EUR only to Partnerships consisting of public and/ or private organizations:

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Which want to
develop new climate risk insurance products, especially for governments or;
scale-up already existing products, e.g. into other regions or to other groups.
In order to
increase the resilience of poor and vulnerable people in developing countries to climate change.
Where at least one partner is
representing the demand and needs of end-beneficiaries (e.g. national or regional government bodies, NGOs, local insurers;
willing to act as a risk taker (e.g. reinsurance company);
located in the target country.
Which provide an own contribution
matching the grant funding (in-kind and/or as a financial contribution, including funds from their own resources and co-financing2).
Target Countries and Groups

Focus on poor and vulnerable households (< 15 USD PPP per day) either directly (through micro-level insurance) or indirectly (through meso- or macro-level solutions).
Countries in Asia and the Pacific, Africa and Latin America which are eligible to receive official development assistance (ODA) as defined by the OECD Development Assistance Committee and are vulnerable to extreme weather events.
Nevertheless, countries that are official candidates for accession to the European Union or beneficiaries of the European Neighborhood Instrument East are considered to be non-eligible for ISF funding. These include Albania, Armenia, Azerbaijan, Belarus, Bosnia and Herzegovina, Georgia, Kosovo, Moldova, Montenegro, North Macedonia, Serbia, Turkey and Ukraine.
Eligible Items

Examples for cost items eligible for funding

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Development of new risk/hazard models;
Technical product design incl. actuarial risk characteristics;
Data collection and equipment;
Policy terms and pricing;
Legal costs, e.g. for the identification of a suitable implementation structure;
Sales and distribution channel development;
New technologies for product improvement and scale-up.
Criteria

The insurance product covers at least one of the following perils:

Flood, wind/storm, excess rain, drought/ heat waves, cold spells (a combination with other perils is possible).
The project has a lifespan of up to 24 months / the product is ready for market placement and launch within 24 months after funding approval.
A work, budget and time plan containing reliable cost estimations exist.
Relevant experience of implementing partners, reference project exist.
Funding is requested for product development related costs (e.g. data collection, IT, risk modelling, etc.).
Project Results Guidelines

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To cover the entire spectrum of the cause and effect chain, the structure of your Project Results Matrix should be as follows:

Level 1 – goal (overall objective): Higher objective to which the project contributes – at a national or sectoral level (providing a direct link to the InsuResilience goals).
Level 2 – (at least one) outcome: The outcome level describes the anticipated direct impact of the project respectively the likely or achieved short-term and medium-term effects of the project’s outputs. The outcome indicators selected depend on the specific objectives and the impact channels in the individual project approach.
Level 3 – (at least three) outputs: The output level describes services and capacities that result from the direct use of the resources and that will be provided by the project. It is possible to have several outputs per project.
Level 4 – inputs (key activities): The input level describes the partnership’s main activities that are necessary to reach the defined outputs.
To select sensible project objectives and indicators, the project’s cause and effect chain and its intended activities must be clearly formulated. It is the applicant’s responsibility to select suitable objectives and indicators for the project in question. In case it is very difficult to find indicators that directly reflect the success of a specific objective, an attempt should be made to find suitable proxy indicators.

For more information, visit https://www.insuresilience-solutions-fund.org/call-for-proposals

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