Citi recrute 01 WCA Corporate Credit Underwriter

Key Responsibilities:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
Ensure Credit Approval Memo (CAM) packages are complete and accurate
Detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources in IRAU (the ICG Risk Analysis Unit)
Balance business opportunities within Citi’s Risk appetite framework
Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
Support the ICM-UW leadership on strategic initiatives/projects
Support Voice of the Employee initiatives

Specific Risk Experience:

Senior credit approval authority (or similar designation) covering large and complex underwritings, capital commitments, and derivatives with multi-industry experience
Experience in and exposure to global credit risk management standards

Ability to understand capital markets products and complex financing and product structures
Ability to implement change and develop best practices throughout an organization.
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit.

Client Relationships/Business Partnerships:

As part of the 1st Line of Defense, the ability to find the right balance that achieves the aims of the business while managing Citi’s risk appropriately
Understanding the nuances of local markets, local regulation, and the capabilities and practices of competitors
Navigate organizational complexity and break silos
Create and sustain a network of strong partnerships with the business in all segments & geographies and risk functions
Provide well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
Proven track record of partnering with global peers in leveraging and implementation of best practices.

Qualifications:

10+ years of corporate banking, credit risk and/or corporate finance work experience at banks/financial institutions
Candidates with less experienced but outstanding track record could be consider for the role as VP.
Senior Credit Officer designation (or similar) is preferred
Demonstrates strong ethics and integrity
Ability to see the ‘big picture’ in a complex environment
Can make decisions under pressure and short timeline
Excellent verbal & written communication skills in English and French. Active listening skills.
Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies